YLO's Commitment to Umpire Safety: Complimentary Sports Officiating Insurance
At Youth League Officials (YLO), we prioritize the safety and well-being of our umpires above all. Understanding the importance of protection in sports officiating, we have made it mandatory for all our umpires to be covered by sports officiating insurance.
To simplify this for you, we are pleased to announce that YLO will provide sports officiating insurance for every umpire, at no additional cost. This initiative is part of our commitment to ensure that you can concentrate on your umpiring responsibilities, free from the worry of arranging your own insurance coverage.
Should you have any questions or need more information about this insurance policy, please feel free to reach out. We are here to assist you and ensure your peace of mind while you're on the field.
Thank you for being a part of YLO, where your safety is our top priority.
Like all other sports officiating groups for amateur sports (including the collegiate level), umpires for Youth League Officials are Independent Contractors.
As defined by Investopedia:
An independent contractor is a self-employed person or entity contracted to perform work for—or provide services to—another entity as a nonemployee. As a result, independent contractors must pay their own Social Security and Medicare taxes. In addition, an entity that uses the services of an independent contractor is not required to provide them with employment benefits, such as health insurance and employer-sponsored retirement accounts, that the entity might otherwise provide were the contractor an employee. The payer must correctly classify each payee as either an independent contractor or employee. Another term for an independent contractor is “freelancer.” - Investopedia
Investopedia gives 3 Key Takeaways
Independent contractors are not employees, nor are they eligible for employee benefits.
They do not have taxes withheld from their paychecks but instead must pay estimated income taxes in advance through quarterly payments.
Freelancers can reduce their gross income through the use of allowed business deductions, thus lowering their tax bill.
What being an Independent Contractor means for you:
You set your own availability and can accept/decline games at your own choice and convenience.
You can see the pay for a game when deciding whether you want to accept/decline games.
You are free to use your skills and talents to work with other umpire assigning organizations (we can help you do this too if you grow your skills!)
You can deduct your miles to and from a game from your taxes. This, combined with a deduction of your uniform/equipment, can potentially set your end of your NET TAX to $0. So track those receipts and miles!!! (I am neither an accountant or tax expert)
At the end of the year, you will be issued a 1099 from ArbiterSports, the group that our payments are run through
Youth League Officials (YLO) pays all umpires through ArbiterPay — a secure payment platform designed specifically for sports officials. ArbiterPay allows you to receive payments directly from YLO and transfer them into your personal bank account.
Free for officials: ArbiterPay is free to use. YLO covers the small processing fee charged by ArbiterPay.
Setup: You can register your account by following the instructions provided here.
Debit Card Option: ArbiterPay does offer a debit card, but we encourage transferring your funds directly to your bank account for convenience and reliability.
Our standard pay period runs Monday through Sunday, with payments typically sent the following Friday.
However, this depends on two key factors:
Game volume – Higher volume weeks take slightly longer to process.
League payment speed – Parks and leagues must first transfer funds to YLO before we can release payments.
When funds are delayed (e.g., Rec League → YLO Bank → YLO ArbiterPay → Umpire’s ArbiterPay), we prioritize larger pay sheets first and work our way down until everyone is paid.
If you have an urgent situation and need early payment, please contact Patrick directly. Keep in mind we have more than 100 active umpires, so early payments are reserved for those with true immediate needs.
Compared to many officiating associations, YLO’s payment turnaround is extremely fast.
For example, GHSA officials often wait 4–6 weeks or longer for payment. YLO’s structure allows most umpires to receive funds within 5–10 days of working their games — a reflection of our commitment to being umpire-first in every way.